Suitable if you want flexible savings with a variable interest rate. Free deposits and withdrawals.
- Savings rate: 2,30%
- Minimum balance 10,000 SEK
- No fixed term
- Floating interest rate
- Free withdrawals
- No fees
- Statutory Deposit Guarantee Scheme
Let your money work for you
Savings
With us, you can save securely at one of the market’s leading interest rates. You choose how much you want to save and how long you want your money to grow.
Nordiska offers both variable and fixed-rate savings options for both short- and long-term saving. Your savings with Nordiska are covered by the statutory Deposit Guarantee Scheme.
Getting started is easy
1.
Log in
Log in or create a new account using BankID and fill in your contact details.
2.
Choose savings form
Choose the savings account that suits you best, answer some KYC questions and accept the account terms and conditions with BankID.
3.
Start saving
Done! You are now a customer of Nordiska and can deposit money into your savings account.
Our different forms of savings
You may choose the form of savings that suits you best, depending on how long you want to save.
Nordiska FLEX PLUS
Nordiska FLEX
Suitable if you want flexible savings with a variable interest rate. Free deposits and withdrawals.
- Savings rate: 2,00%
- No fixed term
- Floating interest rate
- Free withdrawals
- No fees
- Statutory Deposit Guarantee Scheme
Nordiska FLEX GREEN 🍀
Suitable if you want to save money while contributing to a sustainable future. Your savings will be used by Nordiska to finance sustainable initiatives based on the UN’s Global Goals.
- Savings rate: 2,20%
- No fixed term
- Floating interest rate
- Free withdrawals
- No fees
- Statutory Deposit Guarantee Scheme
Read more about Nordiska Flex Green.
Nordiska FIX
Suitable for both short- and long-term saving with a fixed interest rate during the period you choose. We offer several different fixed-term options.
- Savings rate: up to 2,85%
- Minimum one-time deposit of 10,000 SEK
- Fixed term of between 3 months and 5 years
- Fixed interest
- No fees
- Statutory Deposit Guarantee Scheme
Actual rates, FIX accounts
3 months
2,75%
6 months
2,70%
9 months
2,70%
1 year
2,60%
2 years
2,70%
3 years
2,75%
4 years
2,80%
5 years
2,85%
Benefits of saving at Nordiska
Always open
Everything is managed digitally using your telephone, tablet or computer. You will always have full control over your accounts and you can make deposits or request withdrawals regardless the time.
Easy to calculate
From day one, you will be able to see the monies which will be standing to the credit of your account on the last day of the term, i.e. when you choose to withdraw your savings.
We help you
We believe our customers should be offered help whenever they need it and we are therefore always willing to help in whatever way we can.
High interest rates
We offer some of the highest interest rates on the market, making your money grow faster.
Terms and basic requirements
To be eligible to open a savings account online with Nordiska, you must:
- be at least 18 years old
- be a natural person
- have a Swedish social security number
- have your national registration in Sweden
- have BankID
- have another Swedish bank account to make withdrawals
Complete conditions for Nordiska FLEX PLUS
Complete terms and conditions for Nordiska FLEX
Complete terms and conditions for Nordiska FLEX GREEN
Complete terms and conditions for Nordic FIX
Information according to the Distance Contracts and Contracts Outside of Business Premises Act
On 1 January 2026, the statutory Deposit Guarantee Scheme will be updated to SEK 1,150,000 per person and institution. The conditions below will enter into force on 1 January 2026.
Complete conditions for Nordiska FLEX PLUS
Complete terms and conditions for Nordiska FLEX
Complete terms and conditions for Nordiska FLEX GREEN
Complete terms and conditions for Nordiska FIX
Information according to the Distance Contracts and Contracts Outside of Business Premises Act
Deposit Guarantee Scheme
Your savings with Nordiska are covered by the statutory Deposit Guarantee Scheme. This means that the government guarantees your total deposits held in savings accounts with Nordiska up to SEK 1,050,000. All savings accounts at Nordiska have been approved by the Swedish National Debt Office for inclusion in the statutory Deposit Guarantee Scheme.
From 1 January 2026, your deposits will be covered by an updated statutory Deposit Guarantee Scheme of SEK 1,150,000 per person and institution.
Why we need to ask questions
Nordiska, like all other banks, is required by law to work to prevent money laundering in the financial system. This means that we need to have good knowledge of our customers and their transactions in order to be able to make risk assessments.
Nordiska App
- View and track your savings easily through the app
- Ask personal questions about your savings to Casey AI
- Quickly copy account numbers to facilitate deposits
Frequently asked questions and answers
To make it easier for you, we have gathered the answers to the most commonly asked questions that we receive about our services.
We are here for you
You are always welcome to contact us at Nordiska.
Our Customer Service Team is fully focused on helping you as quickly as possible and you will usually receive an email response within one banking day. You can also chat with us directly here on the page.
Phone: +46 8-23 28 00
E-mail: [email protected]
We are available weekdays between 08:30-16:30.
