Skip to main contentSkip to navigationSkip to search
Logotype

Log in

Let your money work for you

Savings

With us, you can save safely at one of the market's leading interest rates. You decide the amount you want to save, and for how long you want that money to grow.

Whether you are a private individual or a legal entity, Nordiska offers floating and fixed interest rates through our Flex or Fixed savings accounts. Just like with a regular bank, your savings with Nordiska are covered by the Swedish Governmental Deposit Guarantee Scheme.

Benefits of saving at Nordiska

schedule

Always open

Everything is managed digitally using your telephone, tablet or computer. You will always have full control over your accounts and can make deposits or request withdrawals regardless of the time of day.

calculate

Easy to calculate

From day one, you will be able to see the monies which will be standing to the credit of your account on the last day of the term, i.e. when you choose to withdraw your savings.

support

We help you

We believe our customers should be offered help whenever they need it and we are therefore always willing to help in whatever way we can.

trending_up

High interest rates

We offer some of the highest interest rates on the market, making your money grow faster.

Getting started is easy

1.

Log in
Log in or create a new account using BankID and fill in your contact details.

2.

Choose savings form
Choose the savings account that suits you best, answer some KYC questions and accept the account terms and conditions with BankID.

3.

Start saving
Done! You are now a customer of Nordiska and can deposit money into your savings account.

Our different forms of savings

You may choose the form of savings that suits you best, depending on how long you want to save.

Nordiska FLEX PLUS

Suitable for you if you want to save at a floating interest rate and ability to make deposits and withdrawals at any given time.

  • Savings rate: 0,85%
  • One-time deposit of at least SEK 10,000
  • No fixed term
  • Floating interest rate
  • No withdrawal fee
  • No fee for starting an account or depositing money
  • Governmental Deposit Guarantee Scheme up to SEK 1,050,000
Open an account with floating interest rate

Nordiska FLEX

Suitable for you if you want to save at a floating interest rate and ability to make deposits and withdrawals at any given time.

  • Savings rate: 0,75%
  • No fixed term
  • Floating interest rate
  • No withdrawal fee
  • No fee for starting an account or depositing money
  • Governmental Deposit Guarantee Scheme up to SEK 1,050,000
  •  
Open an account with a floating interest rate

Nordiska Liquidity Account

Suitable for you if you want to save at a fixed interest rate, but with the option of making early withdrawals if, for example, something unforeseen should happen.

  • Savings rate: 1,05%
  • Fixed term of 1 year
  • Withdrawal fee for early withdrawals (0,75% on the amount withdrawn, however, at least SEK 250)
  • Fixed interest rate
  • Governmental Deposit Guarantee Scheme up to SEK 1,050,000
Open Liquidity Account

Nordiska FIX

Suitable for you if you want to save long-term and do not need to withdraw funds during the selected savings period. You save at a fixed interest rate and there are several binding periods to choose from.

  • Savings rate: 0,80-1,20%
  • Fixed term of 90 days, 1 year, 2 years, 3 years, 4 years or 5 years
  • One-time deposit of at least SEK 10,000
  • Fixed interest
  • No fee for starting an account or depositing money
  • Governmental Deposit Guarantee Scheme up to SEK 1,050,000
Actual rates, FIX accounts
90 days
0,90%
1 year
0,80%
2 years
0,90%
3 years
1,10%
4 years
1,10%
5 years
1,20%
Open an account with a fixed interest rate

Terms and basic requirements

To be eligible to open a savings account with Nordiska, you must:

  • be at least 18 years old
  • be a natural person
  • have a Swedish social security number
  • have yours national registration in Sweden
  • have BankID
  • have another account in a Swedish bank to make withdrawals ‍

Complete terms and conditions for Nordic Light Liquidity Account

Complete terms and conditions for Nordic FIX

Complete terms and conditions for Nordiska FLEX

Complete conditions for Nordiska FLEX PLUS

Deposit insurance

Like in any other ordinary bank, your deposit at Nordiska is protected by The Swedish National Debt Office Deposit Insurance. This means that your assets on Nordiska's savings accounts are guaranteed up to an amount of SEK 1,050,000. All savings accounts with Nordiska have been approved with the Swedish National Debt Office to obtain the Deposit Insurance.

Read more about deposit insurance

Why we need to ask questions

Nordiska, like all other credit institutions, is required by law to work to prevent money laundering in the financial system. This means that we need to have good knowledge of our customers and their transactions in order to be able to make our risk assessments.

Learn more about KYC

Frequently asked questions about saving

Can you save monthly at Nordiska?

Yes, you can save monthly at Nordiska. With most banks, you can set up a standing payment transfer to your account held at Nordiska with the deposit information you have with Nordiska. You can find this deposit information when you log in to My Pages.

Is there an upper limit on Nordiska's savings accounts?

There is no upper limit for how much you can save on your account with Nordiska. However, the ceiling for the Swedish National Debt Office’s Deposit Guarantee Scheme is SEK 1,050,000, so deposits above that amount are generally not covered by the Deposit Insurance.

What is a Deposit Insurance?

Your savings at Nordiska is covered by the Swedish National Debt Office Deposit Insurance. This means that the state guarantees your deposits up to a sum of SEK 1,050,000 if something should happen to your bank or savings bank. All savings accounts with Nordiska have been approved by the National Debt Office and have obtained the Deposit Insurance.

The Deposit Insurance has existed in Sweden since 1996 and aims to strengthen the protection of the public's deposits and contribute to stability in the financial system.

You can read more at www.insattningsgarantin.se.

Which deposits are covered by the Deposit Insurance?

Deposits by private customers and companies are as a main rule covered by the Deposit Insurance.

Which deposits does the Deposit Insurance not cover?

Certain financial institutions, public and local authorities are not eligible for compensation.

What happens when the term for a fixed interest account (Fix) expires?

When the term of a Nordiska Fix account expires, interest on the account is capitalized and the amount including interest (minus tax) is automatically transferred to your Nordiska Flex account. The Nordiska Flex account is opened automatically in connection with you opening a Nordiska Fix account.

Is it possible to have two account holders in a savings account with Nordiska?

No. It is only possible to have one account holder per account in Nordiska.

Is it possible to open a savings account for children at Nordiska?

No, you can only open a savings account if you are over the age of 18.

Is it possible for a legal entity, such as a tenant-owner association or a company, to open a savings account with Nordiska?

Yes. Unfortunately, legal entities are currently unable to open accounts through our website, but please contact our Customer Service Team for assistance and more information. You can reach us here.

How is the interest rate calculated?

The interest rate on your balance is calculated after the actual number of days and is based on a year of 365 days. Earned interest is deposited in your account at the end of the year or when the account is closed.

How do I deposit money?

Deposits are made to Nordiska Bankgiro 828-5975. The OCR number is the same as your account number, you will find your account number when you log in to My Pages. Payment can only be made from a Swedish account in your own name. You can also transfer between your different accounts in Nordiska, you can do this via the online services webpage.

When will the deposit arrive in my account?

You can normally see the deposit in your account in Nordiska 1-3 banking days after you have made the transfer via Bankgiro.

Can I deposit several times in a Fix account?

You can only deposit money on one day to each Nordiska Fix account you open. If you want to make several deposits, we recommend that you first deposit money into your Nordiska Flex account and then transfer the entire amount to your Nordiska Fix account in one transfer.

Can I quit a Fix account in advance?

You have the right of withdrawal of the agreement within 14 days of opening of the account. If you wish to exercise such right, please contact our Customer Service Team. After such period, it is not possible to cancel a Nordiska Fix account until the fixed term has expired.

How long does it take until I see the money in my withdrawal account when I have made a withdrawal?

Normally, the money arrives in your withdrawal account the next banking day.

How do I enter my withdrawal account?


You do this in connection with becoming a Nordiska customer so that it is pre-deposited when you want to make a withdrawal. Most banks use a 4-digit clearing number followed by an account number. Exceptions apply to Swedbank accounts where the clearing number starts with the number 8. 

Swedbank 

If you have an account at Swedbank where the clearing number starts with the number 8 that has 8 or 9 account numbers, you need add one or two zeros at the beginning of the account number, so that there are a total of 15 digits (including clearing numbers). Example: CCCCC 0XXXXXXXXX C = Clearing number, X = Account number

We are here for you

You are always welcome to contact us at Nordiska.

Our Customer Service Team is fully focused on helping you as quickly as possible and you will usually receive an email response within one banking day. You can also chat with us directly here on the page.

Phone: +46 8-23 28 00

E-mail: info@nordiska.se

We are available weekdays between 08.30-16.30.