Embedded Finance
Your brand – our financial platform Your brand – our financial platform
Launch seamless, branded financial services through Nordiska’s leading European Embedded Finance platform
Card solutions
Build stronger customer relationships every day
Become a natural part of your customers’ everyday lives with digital and physical debit and credit cards under your own brand. We are your end-to-end Cards-as-a-Service (CaaS) provider, with lending, card issuing, Know Your Customer and anti-money laundering processes for both corporate and consumer programmes fully integrated into a single solution. You also have the flexibility to choose the card network that best supports your business objectives – Visa or Mastercard.
Increase engagement, build loyalty, and scale your card proposition as your business grows. Our scalable platform is designed to support expansion across markets throughout the EU and EEA.
Card solutions
Loyalty that drives growth
By integrating your rewards programme, bonuses and personalised offers directly into the card experience, loyalty becomes a natural part of every purchase. Our modern loyalty platform makes it easy to calculate, manage and track loyalty points linked to card usage. Create a more engaging customer journey, increase card usage, and strengthen customer relationships over time.
Partner financing
Superboost your growth
For licensed financial institutions, we offer new opportunities to expand your lending proposition, grow your customer base, and accelerate business growth – without placing additional strain on your balance sheet.
You retain ownership of the customer relationship and customer experience, while we support behind the scenes to power your business.
Our white-label services
Card solutions
Digital and physical debit and credit cards under your brand, delivered through a Cards-as-a-Service (CaaS) model or as a co-branded solution, with integrated support for loyalty programmes.
Accounts and payments
Streamlined and secure management of accounts, deposits, and transactions.
Credit and financing
Flexible financing options including Buy Now, Pay Later (BNPL), consumer and SME loans, credit lines for other financial institutions, as well as invoice and contract financing.
Onboarding & UX
Intelligent onboarding, intuitive apps, and AI assistants that ensure a fast, secure, and seamless customer experience.
Compliance & licensing
Comprehensive handling of regulatory requirements, such as AML, GDPR, and reporting to supervisory authorities.
API & integration
A modern platform enabling secure, scalable, and orchestrated integration across European markets.
Why Nordiska Embedded?
White-label partner
Build customer loyalty and gain valuable insights by offering financial services. You strengthen your brand and customer proposition, while we provide the infrastructure behind the scenes.
BaaS built for Europe
Compliant with PSD2, AML, KYC and GDPR, the platform is designed to operate seamlessly across the European payments ecosystem.
Rapid time to market
Accelerate growth with a modular platform that enables rapid service launches and seamless expansion into new markets.
Start building a stronger customer proposition today
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