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Let your money work for you

Save

With us, you can save safely at one of the market's highest interest rates. You choose how much money you want to save, and for how long you want that money to grow.

Whether you are a private individual or a legal entity, Nordiska offers variable and fixed forms of savings, in the long and short term. We can adapt our offering to suit your needs so that you feel safe entrusting your savings with us. Just like with a regular bank, your savings with Nordiska are covered by the Swedish National Debt Office Deposit Insurance.

Benefits of saving at Nordiska

schedule

Always open

Everything is managed digitally using bankID and computer or telephone. You will always have full control over your accounts and can make deposits or request withdrawals regardless of the time of day.

calculate

Easy to calculate

From day one, you will be able to see how much money you can withdraw on the day you stop saving.

support

We help you

We want happy customers who want to stay with us for a long time. We believe our customers should be offered help whenever they need it and that is what we endeavour to do.

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High interest rates

We offer some of the highest interest rates on the market, making your money grow faster.

Getting started is easy

1.

Log in
Log in or create a new account using BankID and fill in your contact details.

2.

Choose savings form
Choose the savings account that suits you best and accept the account terms with BankID.

3.

Start saving
Done! You are now a customer of Nordiska and can deposit money into your savings account.

Our different forms of savings

Depending on how long you want to save, you choose the form of savings that suits you best.

Nordiska FLEX PLUS

Suitable for you if you want to save at a variable interest rate. You can make deposits and withdrawals at any given time.

  • Savings rate: 0,85%
  • One-time deposit of at least SEK 10,000
  • No curing period
  • Variable interest rate
  • No withdrawal fee
  • No fee for starting an account or depositing money
  • Government deposit insurance up to SEK 1,050,000
Open an account with a variable interest rate

Nordiska FLEX

Suitable for you if you want to save at a variable interest rate. You can make deposits and withdrawals at any given time.

  • Savings rate: 0,75%
  • No curing period
  • Variable interest rate
  • No withdrawal fee
  • No fee for starting an account or depositing money
  • Government deposit insurance up to SEK 1,050,000
Open an account with a variable interest rate

Nordiska Liquidity Account

Suitable for you if you want to save at a fixed interest rate, but with the option of making early withdrawals if, for example, something unforeseen should happen.

  • Savings rate: 1,05%
  • 1 year binding period
  • Withdrawal fee for early withdrawals (0,75% on the amount withdrawn, however, at least SEK 250)
  • Fixed interest rate
  • Government deposit guarantee up to SEK 1,050,000
Open liquidity account

Nordiska FIX

Suitable for you if you want to save long-term and do not need to withdraw funds during the selected savings period. You save at a fixed interest rate and there are several binding periods to choose from.

  • Savings rate: 0,80-1,20%
  • Curing period of 90 days, 1 year, 2 years, 
3 years, 4 years or 5 years
  • One-time deposit of at least SEK 10,000
  • Fixed interest
  • No fee for starting an account or depositing money
  • Government deposit insurance up to SEK 1,050,000
Actual rates, FIX accounts
90 days
0,90%
1 year
0,80%
2 years
0,90%
3 years
1,10%
4 years
1,10%
5 years
1,20%
Open an account with a fixed interest rate

Terms and basic requirements

To open a savings account with Nordiska, you must:

  • be at least 18 years old
  • be a juridical person
  • have a Swedish social security number
  • be registered in Sweden
  • have BankID
  • have another account in a Swedish bank to make withdrawals ‍

Complete terms and conditions for Nordic Light Liquidity Account

Complete terms and conditions for Nordic FIX

Complete terms and conditions for Nordiska FLEX

Complete conditions for Nordiska FLEX PLUS

Deposit insurance

Like in any other ordinary bank, your deposit at Nordiska is protected by The Swedish National Debt Office Deposit Insurance. It means that your assets on Nordiska's savings accounts is covered up to the value of SEK 1,050,000. All savings accounts with Nordiska have been verified with the Swedish National Debt Office to obtain the Deposit Insurance.

Read more about deposit insurance

Why we need to ask questions

Nordiska, like all other credit institutions, is required by law to work to prevent money laundering in the financial system. This means that we need to have good knowledge of our customers and their transactions in order to be able to make risk assessments.

More about KYC

Frequently asked questions about saving

Can you save monthly at Nordiska?

Yes, of course you can save monthly at Nordiska. At most banks, you can set up a standing payment with the deposit information you have with Nordiska. You can find this deposit information when you log in to My Pages.

Is there an upper limit on Nordiska's savings accounts?

There is no upper limit for how much you can save on your account in Nordiska. However, the ceiling for the Swedish National Debt Office Deposit Insurance is SEK 1,050,000, so deposits above that amount are generally not covered by the Deposit Insurance.

What is a Deposit Insurance?

Your savings at Nordiska is covered by the Swedish National Debt Office Deposit Insurance. This means that the state guarantees your deposits up to a sum of SEK 1,050,000 if something should happen to your bank or savings bank. All savings accounts with Nordiska have been verified with the Debt Office to obtain the Deposit Insurance.

The Deposit Insurance has existed in Sweden since 1996 and aims to strengthen the protection of the public's deposits and contribute to stability in the financial system.

You can read more at www.insattningsgarantin.se.

Which deposits are covered by the Deposit Insurance?

Deposits by private customers and companies are covered in rule of Deposit Insurance System.

Which deposits do not cover the Deposit Insurance?

The following Swedish or equivalent foreign depositors can not receive compensation from the Deposit Insurance: banks, credit market companies, insurance and reinsurance companies, financial aid associations, financial institutions according to the Act (2004: 297) on banking and financing operations, mutual funds and alternative investment funds, pension funds, county councils, municipalities or state authorities.

What happens when the term for a fixed interest account (Fix) expires?

When the term of a Fix account expires, interest on the account is capitalized and the amount including interest (minus tax) is automatically transferred to your Flex account. The Flex account is opened automatically in connection with you opening a Fix account.

Is it possible to have two account holders in a savings account with Nordiska?

No. It is only possible to have one account holder per account in Nordiska.

Is it possible to open a savings account for children at Nordiska?

No, you can only open a savings account if you are over the age of 18.

Is it possible for a legal entity, such as a tenant-owner association or a company, to open a savings account with Nordiska?

Yes. Unfortunately, legal entities are currently unable to open accounts through our website, but please contact our Customer Service Team for assistance and more information. You can reach us here.

How is the interest rate calculated?

The interest rate on your balance is calculated after the actual number of days and is based on a year of 365 days. Earned interest is deposited in your account at the end of the year or when the account is closed.

How do I deposit money?

Deposits are made to Nordiska Bankgiro 828-5975. The OCR number is the same as your account number, you will find this when you log in to My pages. Payment can only be made from a Swedish account in your own name. You can also transfer between your different accounts in Nordiska, you can do this via online banking.

When will the deposit arrive in my account?

You can normally see the deposit in your account in Nordic 1-3 banking days after you have made the deposit via Bankgiro.

Can I deposit several times in a Fix account?

You can only deposit money for one day in each Fix account you open. If you want to make several deposits, we recommend that you first deposit money into your Flex account and then transfer the entire amount to your Fix account at once.

Can I quit a Fix account in advance?

You have the right to withdraw, which means that you can unlock the account if you contact our Customer Service Team within 14 days of opening the account. After that, it is not possible to close a Fix account until the lock-in period has expired.

How long does it take until I see the money in my withdrawal account when I have made a withdrawal?

Normally, the money arrives in your withdrawal account the next banking day.

How do I enter my withdrawal account?


You do this in connection with becoming a Nordiska customer so that it is pre-deposited when you want to make a withdrawal. Most banks use a 4-digit clearing number followed by an account number. Exceptions apply to Swedbank accounts where the clearing number starts with the number 8. 

Swedbank 

If you have an account at Swedbank where the clearing number starts with the number 8 that has 8 or 9 account numbers, you need add one or two zeros at the beginning of the account number, so that there are a total of 15 digits (including clearing numbers). Example: CCCCC 0XXXXXXXXX C = Clearing number, X = Account number

We are here for you

You are always welcome to contact us at Nordiska.

Our Customer Service Team is fully focused on helping you as quickly as possible and you will usually receive an email response within one banking day. You can also chat with us directly here on the page.

Phone: +46 8-23 28 00

E-mail: info@nordiska.se

We are available weekdays between 08.30-16.30.